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Brand - Visa |
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Visa Brand of Credit Cards |
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Introduced in 1958 as BankAmericard by Bank of America, the directors of the program banded together under the brand Visa in 1977. With the most cards in use today at almost 1 billion, Visa is the leading credit card brand today even though one can rarely find a merchant that accepts Visa without also accepting the other leading brands. |
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| Appearance |
Official Name, Features, Rates and Fees |
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READYdebit® Card
100% Approval Guaranteed!*– No Chexsystems or credit checks, bankruptcy okay!
Now with FREE Credit Builder!
Better than a checking account– Great online bill pay service with no overdraft, bounced check fees – EVER!
Pay Nothing Now!– No deposits or prepayments required to get your card.
FREE Direct Deposit!– stop paying to cash your paycheck.
FREE phone and online access to your card account!
No declined transaction fees!
Great Loading Options– FREE direct deposit and bank account transfers, 60,000+ Green Dot and ReadyLink cash load locations.
| Annual Fee |
Credit Level |
Intro Rate |
Intro Length |
Normal Rate |
| N/A* |
Any |
* |
* |
* |
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NetSpend® Visa® Prepaid Debit Card
100% approval - No credit check required
Short-term iAdvance Line of Credit - Now available!
No overdraft fees or minimum balances
Online Bill Pay - Easily send a check to anyone
5% APY Savings Account - Exclusive
Free Direct Deposit from your paycheck or government check
Add up to $10K to your account in over 65,000 locations
As seen on TV and in stores nationwide
| Annual Fee |
Credit Level |
Intro Rate |
Intro Length |
Normal Rate |
| See Terms* |
Any |
* |
* |
* |
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PEX Visa® Prepaid Card For Business
Trial offer - first 2 months free
Manage spending for staff in the field
Alternative to credit cards, petty cash, check reimbursements
Enforce budgets with individual card balances
Control spending by merchant category and daily limits
Online program management
No transaction or card load fees - simple pricing
No credit check required
| Annual Fee |
Credit Level |
Intro Rate |
Intro Length |
Normal Rate |
| See terms* |
Any |
* |
* |
* |
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Orchard Bank Visa Cards
Reports to 3 major credit bureaus monthly providing you the opportunity to rebuild your credit score!
Acceptance at millions of locations worldwide, including website purchases and reservations
Your account information is updated and at your fingertips 24/7 so you can manage it your way
Email and text messages to remind you of your upcoming payment due date with online enrollment
On-call customer service representatives to assist you with questions or concerns
| Annual Fee |
Credit Level |
Intro Rate |
Intro Length |
Normal Rate |
| See Terms* |
Fair |
n/a |
n/a |
7.90% - 28.90% |
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IBERIABANK Visa ® Select Card
Introductory Rate of 0.00% or 7.50% based on creditworthiness for 12 months from date opened on Purchases. (If there is an interest charge, the charge will be no less then $1.00). This rate will not change during the introductory period.
Low Introductory APR on Balance Transfers of 1.99% for the first 12 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
Low Ongoing Variable Rate APR after introductory period of 7.50%, 9.50%, or 11.50% (Prime + 4.25%, Prime + 6.25%, and Prime + 8.25%) based on your creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less then $1.00).
Online access to credit card account information
| Annual Fee |
Credit Level |
Intro Rate |
Intro Length |
Normal Rate |
| $35 |
Very Good |
0 or 7.50 |
12 Mo. |
7.50%, 9.50% or 11.50%* |
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IBERIABANK Visa® Classic Card
No annual membership fee
Low variable rate of 7.25%, 10.25%, or 13.25% (Prime + 4.00%, Prime + 7.00%, or Prime + 10.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00).
Low Introductory APR on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
Online access to credit card account information
| Annual Fee |
Credit Level |
Intro Rate |
Intro Length |
Normal Rate |
| None |
Excellent |
n/a |
n/a |
7.25%, 10.25%, or 13.25% |
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Wired Plastic™ Visa® Prepaid Card
Accepted everywhere VISA is accepted
No Credit Check, Income requirements or bank account required
FREE Online Access to Account
FREE Mobile Alerts - Text to your mobile and email
FREE Bill Pay Service - Pay Anyone Online or Over the Phone
FREE Rewards Program - Earn 1 Point for every $1 spent
NO Bounced Check, NSF or Overdraft Charges EVER!
FREE Direct Deposit - Eliminate Check Cashing Fees
| Annual Fee |
Credit Level |
Intro Rate |
Intro Length |
Normal Rate |
| See Terms* |
Any |
* |
* |
* |
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IBERIABANK Visa® Platinum Card
No annual membership fee
Low variable rate of 9.25%, 12.25%, or 15.25% (Prime + 6.00%, Prime + 9.00%, or Prime + 12.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00).
Low Introductory ARP on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
Earn 1 bonus point for every $1 in qualifying net retail purchases
Turn your points into hotel, gift, or experience rewards
Travel accident coverage up to $1,000,000
Online access to credit card account information
| Annual Fee |
Credit Level |
Intro Rate |
Intro Length |
Normal Rate |
| None |
Excellent |
n/a |
n/a |
9.25%, 12.25%, or 15.25% |
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* See the online credit card application and web site for specific terms and conditions of any offer.
Reasonable efforts are made to maintain the accuracy of the information presented on this website.
All information is presented without warranty. You can click on the "Apply Now" graphic to examine the credit card terms and conditions directly on the credit card issuer's web site .
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