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Category - Low Introductory Period |
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Low Introductory Credit Cards |
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Providing short term savings, a low introductory card can be a perfect fit if you carry a balance, or intend to make a large purchase, and intend to pay off the balance before the intro period ends. Special attention should be given to the terms of the offer and payments must be made on-time to insure the ongoing low or zero percentage interest rate. |
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| Appearance |
Official Name, Features, Rates and Fees |
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Citi® Platinum Select® Visa®
0% Intro APR on balance transfers and purchases for 18 months. After that, the variable APR will be 11.99%-21.99% based on your creditworthiness.*
Extra Cash from Citi: enjoy discounts on gift cards, travel, merchandise and more
Citi® Identity Theft Solutions
No annual fee*
| Annual Fee |
Credit Level |
Intro Rate |
Intro Length |
Normal Rate |
| $0.00* |
Excellent |
0.00* |
18 Mo. on purchases* |
11.99-21.99% (Variable)* |
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Citi Simplicity® Card
0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 12.99% - 21.99% based on your creditworthiness.
Peace of mind through direct access to a service representative, no late fees and no penalty rate
No annual fee
| Annual Fee |
Credit Level |
Intro Rate |
Intro Length |
Normal Rate |
| $0.00* |
Excellent |
0.00* |
18 Mo. on purchases* |
12.99-21.99% (Variable)* |
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Discover® More® Card
0% intro APR on purchases for 6 months, then the variable standard purchase APR of 10.99% - 20.99%*
0% intro APR on balance transfers for 18 months, then the variable standard purchase APR of 10.99% - 20.99%*
5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
Discover is ranked #1 in customer loyalty -16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report)
24/7 access to a U.S.-based Account Manager within 60 seconds
$0 Fraud Liability plus automatic mobile and email fraud alert options
Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
*Click apply to view rates, fees, rewards, limitations and other important information
| Annual Fee |
Credit Level |
Intro Rate |
Intro Length |
Normal Rate |
| $0.00* |
Very Good |
0.00* |
6 Mo. on purchases* |
10.99-20.99% (Variable)* |
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Blue Cash EverydaySM Card from American Express
Earn $100 cash back after spending $1,000 in eligible purchases in the first 3 months of Cardmembership
0% intro APR on purchases for 12 months, flexibility to pay over time
Get 3% cash back at supermarkets, 2% cash back at gas stations and department stores, and 1% cash back on all other purchases
No spend minimum, No enrollment, and No rotating rewards categories
Get a $25 Referral Bonus for each friend or family member who is approved for the Card
No annual fee, flexibility to pay over time
| Annual Fee |
Credit Level |
Intro Rate |
Intro Length |
Normal Rate |
| $0.00* |
Excellent |
0.00* |
12 Mo. on purchases* |
17.24-22.24% (Variable)* |
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Starwood Preferred Guest® Credit Card from American Express
Starpoints® Bonus: 10K with your first purchase and another 15K when you spend $5k within 6 months - enough for up to 6 free nights at a category 1 or 2 hotel
Free nights, free flights: Redeem Starpoints with over 350 airlines through SPG Flights and more than 1,000 hotels and resorts worldwide. No blackout dates
2011 SmarterTravel® Award for "Best Travel Rewards Card"
$0 introductory annual fee for the first year, then $65
| Annual Fee |
Credit Level |
Intro Rate |
Intro Length |
Normal Rate |
| $0.00 1 year, then $65.00* |
Excellent |
n/a* |
n/a* |
15.24-19.24% (Variable)* |
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Slate® from Chase
No Balance Transfer Fee!*
0% Intro APR for 15 months on purchases and balance transfers
Transfer your higher rate balances during the first 30 days your account is open and you will pay no balance transfer fee!
After the first 30 days, the fee for future balance transfers is 3% of the amount transferred with a minimum of $5
Avoid interest on everyday purchases
Pay down your balance faster
Zero liability on unauthorized purchases*
No Annual Fee*
| Annual Fee |
Credit Level |
Intro Rate |
Intro Length |
Normal Rate |
| $0.00* |
Excellent |
0.00* |
15 Mo. on purchases* |
11.99-21.99% (Variable)* |
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PenFed Promise VISA Card
Absolutely No Fees
7.49% introductory purchase APR for first 36 months. After that, the APR will vary with the Prime Rate, and is currently 9.99% APR.
No-fee cash advances carry a 17.99% APR
No Foreign Transaction Fees
Some restrictions apply.
You must be a Pentagon Federal Credit Union member to apply. Not a member? It's easy to join.
| Annual Fee |
Credit Level |
Intro Rate |
Intro Length |
Normal Rate |
| 0.00 |
Good |
7.49 |
36 Mo. for purchases and balance transfers* |
9.99%* |
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* See the online credit card application and web site for specific terms and conditions of any offer.
Reasonable efforts are made to maintain the accuracy of the information presented on this website.
All information is presented without warranty. You can click on the "Apply Now" graphic to examine the credit card terms and conditions directly on the credit card issuer's web site .
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