Your centralized location for secure, online credit card applications.

Categories
Automotive
Affinity
Balance Transfer
Cash Back
Poor or No Credit
Flyer Miles
Hotels
Instant Approval
Low Interest
Low Introductory
Pre Paid Debit
Rewards
Student

Issuers
American Express
BankFirst
Discover
HSBC

Brand
American Express
Discover
MasterCard
Visa

Credit Level
Excellent
Very Good
Good
Fair
Bad
Student
Business

Category - Poor or No Credit

Poor or No Credit Cards

These two categories are grouped together because they both represent a higher risk to the lending institutions. Even if your credit is poor or you have not yet established credit, many credit card issuers are willing to provide a new card. The ultimate cost will be higher fees and higher interest rates, but these can be minimized by paying in full, on time.

Appearance

Official Name, Features, Rates and Fees

Orchard Bank Classic MasterCards

An excellent credit card for rebuilding credit scores; reports to 3 major credit bureaus monthly!
Acceptance at millions of locations worldwide, including website purchases and reservations
Your account information is updated and at your fingertips 24/7 so you can manage it your way
Email and text messages to remind you of your upcoming payment due date with online enrollment
On-call customer service representatives to assist you with questions or concerns

Annual Fee	Credit Level	Intro Rate	Intro Length	Normal Rate
See Terms*	Fair	n/a	n/a	7.90% - 28.90%

Orchard Bank Visa Cards

Reports to 3 major credit bureaus monthly providing you the opportunity to rebuild your credit score!
Acceptance at millions of locations worldwide, including website purchases and reservations
Your account information is updated and at your fingertips 24/7 so you can manage it your way
Email and text messages to remind you of your upcoming payment due date with online enrollment
On-call customer service representatives to assist you with questions or concerns

Annual Fee	Credit Level	Intro Rate	Intro Length	Normal Rate
See Terms*	Fair	n/a	n/a	7.90% - 28.90%

American DreamCard™ MasterCard®

Over $1.2 Million Awarded to Date!
Large monthly cash jackpots
Earn entries from everyday shopping
Get 1,000 entries just for applying!
A New Winner Every Month!
Refer your friends and automatically receive 50 entries for each referral and get a signing bonus of 1,000 entries for each referral who is approved for the American DreamCard™
See terms and conditions for important rate, fee, and other cost information, and limitations

Annual Fee	Credit Level	Intro Rate	Intro Length	Normal Rate
$0- $59*	Good	n/a	n/a	14.99% or 21.99% Variable

* See the online credit card application and web site for specific terms and conditions of any offer.
Reasonable efforts are made to maintain the accuracy of the information presented on this website.
All information is presented without warranty. You can click on the "Apply Now" graphic to examine the credit card terms and conditions directly on the credit card issuer's web site .


	Home \| Firm Profile \| F.A.Q. \| Privacy \| Terms of Use \| Site Map \| Contact Us