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Issuer - IberiaBank |
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IberiaBank Credit Cards |
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IberiaBank has been operating regionally for over 123 years. A few years ago, IberiaBank began offering their credit card across the country. They have been very well received and consistently boast some of the lowest rates in the industry. For those with excellent credit, an IberiaBank credit card may very well be the best choice for interest rates and customer service. |
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| Appearance |
Official Name, Features, Rates and Fees |
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Iberiabank Visa® Select Card
Introductory Rate of 0.00% or 7.50% based on creditworthiness for 12 months from date opened on Purchases. This rate will not change during the introductory period.
Intro APR on Balance Transfers of 1.99% or 7.50% for the first 12 billing cycles. After that, APR will be the same as your assigned purchase rate, based on your creditworthiness.
Low Ongoing Variable Rate APR after introductory period of 7.50%, 9.50%, or 11.50% based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
Online access to credit card account information
Low Annual Fee of $35.00
| Annual Fee |
Credit Level |
Intro Rate |
Intro Length |
Normal Rate |
| $35.00* |
Very Good |
0.00* |
12 Mo. on purchases* |
7.50-11.50% (Fixed)* |
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Iberiabank Visa® Classic Card
No annual membership fee
Low variable rate of 7.25%, 10.25%, or 13.25% based on the creditworthiness. This APR will vary with the market based on the Prime Rate.
Low Introductory APR on Balance Transfers of 1.99% for 6 billing cycles. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness.
Online access to credit card account information
| Annual Fee |
Credit Level |
Intro Rate |
Intro Length |
Normal Rate |
| $0.00* |
Excellent |
n/a* |
n/a* |
7.25-13.25% (Variable)* |
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Iberiabank Visa® Platinum Card
No annual membership fee
Low variable rate of 9.25%, 12.25%, or 15.25% based on the creditworthiness. This APR will vary with the market based on the Prime Rate.
Introductory APR on balance transfers of 1.99% for your first 6 billing cycles. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness.
Earn 1 bonus point for every $1 in qualifying net retail purchases, can redeem for merchandise with as little as 700 points.
Turn your points into hotel, gift, or experience rewards
Product Enhancements include: Auto Rental Collision Damage Waiver, Roadside Dispatch and Travel Emergency Services.
Online access to credit card account information
| Annual Fee |
Credit Level |
Intro Rate |
Intro Length |
Normal Rate |
| $0.00* |
Excellent |
n/a* |
n/a* |
9.25-15.25% (Variable)* |
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Iberiabank Visa® Gold Card
No annual membership fee
Low variable rate of 9.25%, 12.25%, or 15.25% based on the creditworthiness. This APR will vary with the market based on the Prime Rate.
Introductory APR on Balance Transfers of 1.99% for your first 6 billing cycles. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness.
Earn 1% in cash back credit on all qualifying purchases
No limit on cash back; no expiration date on eligibility for accounts in good standing
Travel accident coverage up to $500,000
Online access to credit card account information
| Annual Fee |
Credit Level |
Intro Rate |
Intro Length |
Normal Rate |
| $0.00* |
Excellent |
n/a* |
n/a* |
9.25-15.25% (Variable)* |
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* See the online credit card application and web site for specific terms and conditions of any offer.
Reasonable efforts are made to maintain the accuracy of the information presented on this website.
All information is presented without warranty. You can click on the "Apply Now" graphic to examine the credit card terms and conditions directly on the credit card issuer's web site .
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