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American Express
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Credit Level - Good

Good Credit Level Cards

Currently have a credit card or car loan. Have a credit limit of less than $5,000. May have been late on payments in the last year.

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Official Name, Features, Rates and Fees

PenFed Promise VISA Card

Absolutely No Fees
7.49% introductory purchase APR for first 36 months. After that, the APR will vary with the Prime Rate, and is currently 9.99% APR.
No-fee cash advances carry a 17.99% APR
No Foreign Transaction Fees
Some restrictions apply.
You must be a Pentagon Federal Credit Union member to apply. Not a member? It's easy to join.

Annual Fee	Credit Level	Intro Rate	Intro Length	Normal Rate
0.00	Good	7.49	36 Mo. for purchases and balance transfers*	9.99%*

PenFed VISA Platinum Gas/Cash Rewards Card

13.99% APR - Lower than most rewards cards
Earn 5.00% cash back from gas purchases paid at the pump*
Earn 1.00% cash back from all purchases** you make with the card during each billing cycle
Up to $50,000 limit
No Annual Fee
Cash Rewards credited each month
No special restrictions to earn your cash rewards
You must be a Pentagon Federal Credit Union member to apply. Not a member? It's easy to join.

Annual Fee	Credit Level	Intro Rate	Intro Length	Normal Rate
0.00	Good	n/a*	24 Mo.*	13.99%*

United MileagePlus® Explorer Card

Earn up to 40,000 bonus miles & first year free, a $95 value*
First checked bag is free for you and a companion when you fly United flights, up to a $50 value
Board your flight before general boarding with priority boarding privileges
Visit the United Club with two complimentary day passes every year, up to a $100 value
Earn 2 miles for each $1 spent on airline tickets purchased from United and 1 mile per $1 for everything else
Your miles don't expire and there is no limit to the number of miles you can earn

Annual Fee	Credit Level	Intro Rate	Intro Length	Normal Rate
$0.00 1 year, then $95.00*	Excellent	n/a*	n/a*	15.24% (Variable)*

* See the online credit card application and web site for specific terms and conditions of any offer.
Reasonable efforts are made to maintain the accuracy of the information presented on this website.
All information is presented without warranty. You can click on the "Apply Now" graphic to examine the credit card terms and conditions directly on the credit card issuer's web site .


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